Retirement Savings Calculator

Planning for retirement can seem daunting, but our Retirement Savings Calculator is here to help. This tool helps you estimate how much you need to save for retirement and how much you should be investing monthly to reach your goals.

How to Use This Calculator:

Enter your current age and how much you've already saved for retirement.
Estimate your monthly expenses in retirement. Consider your current expenses and how they might change.
Adjust the withdrawal rate if needed (4% is a common recommendation).
Set your expected annual investment return and inflation rate.
Click "Calculate" to see your results.

Retirement Calculator

Current Age: How much have you saved?

Estimating Your Expenses

Start with your current expenses: List all your current monthly and annual expenses.
Adjust for retirement: Consider changes in expenses during retirement, such as decreased work-related costs and increased healthcare expenses.
Consider inflation: The calculator uses your provided inflation rate to estimate how your expenses will grow over time.

Estimated Monthly Expenses: Withdrawal Rate (%): Expected Annual Return (%): Expected Inflation Rate (%):

Disclaimer

This calculator provides estimates based on the information you provide and several assumptions. It's important to note that these results are for illustrative purposes only and do not guarantee future performance. Please consult with a financial advisor for personalized advice.

Understanding Your Results:

Retirement Savings Needed: This shows how much total savings you'll need at different retirement ages.
Monthly Investment Needed: This indicates how much you should invest each month to reach your retirement goals at different ages.
Savings Chart: This visual representation helps you see how your required savings increase the longer you wait to retire.
Monthly Investment Chart: This graph shows how your required monthly investments change based on your retirement age.

Remember, this calculator provides estimates based on the information you input and some general assumptions.

Personalized Family Financial Plan — Know Exactly Where Every Dollar Should Go (and Why)

Finally feel in control of your money—even when life is messy with toddlers, carpools, and late‑night Amazon clicks.

Why Busy Moms Are Snapping This Up

Picture this: it’s Thursday night, the fridge is half‑empty, the credit‑card bill just pinged your phone, and your partner casually asks, “So… how are we doing this month?” 😬

If that question makes your stomach drop, you’re not alone. Most moms I work with earn plenty but still wonder:

“Why does our bank balance feel tight even on two incomes?”
“Are we saving enough for emergencies—or college—or anything?”
“How do we pay off debt faster without living on rice and beans?”

You don’t need another budget app or lectures about lattes. You need a personalized roadmap that speaks mom‑to‑mom in plain English, shows exactly what to fix first, and fits between diaper changes and deadlines.

That’s what this plan delivers—so you can stop second‑guessing every swipe and start seeing real progress in days, not years.

What You’ll Get for $97

✔ Quick‑Glance Money Snapshot – a one‑page PDF with red, yellow, and green highlights so wins and wake‑up calls pop instantly.
✔ “Where Did Our Money Go?” Spending X‑Ray – bar chart + 2‑3 painless trims to free up cash this week.
✔ Debt‑Free Countdown Roadmap – avalanche/snowball order, payoff dates, and the magic of throwing “just $50 more” at balances.
✔ 3‑Tier Emergency‑Fund Ladder – mini, bridge, full… with your dollar targets filled in.
✔ Savings “Buckets” Guide – best high‑yield accounts and fun naming tips so you actually leave the money alone.
✔ Kids & College Jump‑Start – see what $150/month could grow into by freshman year (spoiler: wow).
✔ Insurance & Protection Check – quick gap checklist for peace of mind when life throws curveballs.
✔ Money & Marriage Prompts – five conversation cards for your next date‑night chat.
✔ 30‑Day Action Calendar – one bite‑sized task per day to keep momentum rolling.

How It Works

Tell me your story in five minutes. Fill out a quick, mom‑friendly intake form (no spreadsheets, promise).
I do the math magic. I personally crunch your numbers, craft an actionable roadmap, and deliver it fresh to your inbox within five business days.
Review on your schedule. Skim, share with your spouse, and email me any clarifying questions—I reply within 48 hours.

Ready in 5 Days • Yours Forever • Zero Math Required

Want Deeper Guidance?

Add 1‑on‑1 coaching at checkout and turn your plan into an action sprint:

Coaching Option	Regular Price	Your Price
Single Session (60 min)	$300	$240 (20% off)
3‑Session Bundle	$900	$630 (30% off)
6‑Session Bundle	$1,800	$900 (50% off)

During these Zoom sessions we’ll fine‑tune every line item, calm any money nerves, and leave you with total confidence (and accountability).